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What is match funding?

Last updated 2026-09-01

Match funding is the share of a project cost you pay yourself. If a grant offers 50% up to £10,000 on a £20,000 project, the funder pays £10,000 and you provide the other £10,000.

Intervention rates

The percentage a funder will pay is often called the intervention rate. Rates of 40% to 70% are common for capital projects, while some small startup and training schemes fund 100% of a capped amount.

What usually counts as match

  • Business cash reserves
  • A bank or commercial loan
  • Director's loan or owner investment
  • Occasionally, another grant — but only if both funders allow it

How to evidence it

Funders normally ask for bank statements, a loan offer or a board decision showing the money is available. In-kind contributions such as your own time are rarely accepted.

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